Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of See the Cardholder Agreement for details. Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. What Are Different Types of Credit Cards? may affect your credit. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. Answer: It depends on the country where the card is issued. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. Certain products and services may be licensed under U.S. Patent Nos. *SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. Get the app that helps make sure your money keeps up with you! Furthermore, there are better prepaid cards that can truly help you establish financial security and provide avenues to graduate to products like the best secured credit cards. Personal Loan Vs. Line Of Credit: Which Is Better? Republic Bank & Trust Company, Member FDIC. iPad. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Login. NO PURCHASE NECESSARY. This is a third-party fee and is subject to change. Enroll in Brink's Money Payback Points. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Does Brinks charge a monthly fee? 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. At Bankrate we strive to help you make smarter financial decisions. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. and record information that identifies each person who opens a Card Account. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Are you an existing customer? Fee to send money is determined and assessed by Western Union. Void in U.S. details about how and when you get rewarded. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. 2. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Getting a Business Loan When You Have Bad Credit. No cost for online or mobile Account-to-Account Brinks Prepaid Mastercard at Republic Bank & Trust Company's secure website PREPAID RATING 4.8 OVERALL RATING 3.7/5.0 Our Review Brink's gives you the peace of mind you deserve. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Cardholder Agreement for details. With Brink's Direct Deposit, you can get paid faster* than a paper check. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. Prepaid Debit Cards from, in There are no fees for purchases, and the first late fee is even waived (up to $41 after that). For up-to-date Ends 1/31/22. No charge for this service, but your wireless carrier may charge for messages or data. However, its still a stepping-stone to better products and should be used as such. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Reverse Mortgages: When Do They Make Sense? If No fee to receive redemption parameters. Plan. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts. Brink's gives you the peace of mind you deserve. Fee is assessed to transferor's account when the transfer is Bankrate.com is an independent, advertising-supported publisher and comparison service. You can also text to 469-513-8685. What Are the Differences Between Federal and Private Student Loans? We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. To participate in the Savings financial product. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. The APYs were accurate as of Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. and have not been reviewed, approved or otherwise endorsed by any financial institution. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. Copyright 2023 SuperMoney, LLC. for repayment of any negative balance. 6. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Certain products and services may be licensed under U.S. Patent Nos. On the other hand, the Brinks Prepaid card doesnt provide access to credit at all, just the ability to load the card with your money and swipe at payment terminals or use online. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. Any issuers discussed on our site are vetted based on the value they provide to consumers at each of these levels. All Rights Reserved. Securing cash and valuables since 1859. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Transfer of funds via ACH from your bank account at another financial institution to your Card Account. Intro Offer: Unlimited Cashback Match - only from Discover. Transfer of funds via ACH from your Card Account to your bank account at another financial Program sponsor: Netspend Corporation. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). Fees 8.0/10. Please explain your vote by sharing your experience. $5.95 for processing and mailing of a return of funds check at Card Account closure. Recommendation score measures the loyalty between a provider and a consumer. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. 5. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. You will need to pay $9.95, if you need a card replacement. IRS Tax Debt Relief Program: What Is It and Do You Qualify? Securing cash and valuables since 1859.; With Brink's Direct Deposit, you can get paid faster than a paper check. All checks are subject to approval for funding in Ingo Money's sole discretion. Because Savings Account funds are withdrawn through the Card Account Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. Our editorial team does not receive direct compensation from our advertisers. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. You may also be charged a fee by the ATM operator. Card use subject to activation and identity verification.
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