Average Guaranteed Rate hourly pay ranges from approximately $14.40 per hour for Loan Officer to $20.18 per hour for Loan Processor. If it weren't for my fellow colleagues and superiors I would not recommend working here any longer due to the pay. Indeedâs Work Happiness survey asked over 19 current and former employees if they felt stressed working at Guaranteed Rate Affinity. As of 2021, the company has more than 10,000 employees and more than 850 offices nationwide and is located in 50 states. Guaranteed Rate Event Coordinator, Entry-Level Chicago, IL Easy Apply 10d $33,130-$61,091 Per Year (Glassdoor est.) Da Wikipedia, l'enciclopedia libera. Even if you make a payment arrangement, payments received after the due date listed in your contract will be considered past due, and any monthly payment unpaid more than 30 days after the payment due date listed in your contract will be reported as delinquent. The average additional cash compensation for a Underwriter in the Chicago, IL, United States Area is US$6,354, with a range from US$1,713 - US$23,563. Glassdoor gives you an inside look at what it's like to work at Stearns Lending, including salaries, reviews, office photos, and more. Filter by location to see an Insurance Specialist salaries in your area. As we launch into 2022 in this extended pandemic-driven operating environment, attracting and retaining talent continues to be a top priority for many business leaders. Headquartered in Chicago, the Guaranteed Rate Companies has more than 10,000 employees in over 850 branches across the U.S., serving all 50 states and Washington, D.C. Share this article. Verified employers. The rate of pay must be greater than zero and the appointment does not need to be indefinite. . The average Guaranteed Rate salary ranges from approximately $30,879 per year for a Mortgage Specialist to $340,251 per year for a Vice President of Mortgage Lending. Please contact Guaranteed Rate Affinity's Customer Care at 888-844-9888 or CustomerCare@GRARate.com and a senior manager will assist you with your issue. See what employees say it's like to work at Dovenmuehle Mortgage. in Chicago, IL. Borrowers should consider the balance between lender fees and mortgage rates. Guaranteed Rate Insurance is a premier independent brokerage providing insurance solutions to customers in 40 states. Job email alerts. Guaranteed Rate salaries are collected from government agencies and companies. In most ⦠Have a pretty good idea of comp from the recruiter.TC 190, 7 YOE Chicago Use our digital mortgage application to buy or refinance your home. Guaranteed Rate earns 3 of 5 stars for offered mortgage rates compared with the best available rates on comparable loans. Reporting to the Director of Payroll Operations, the Payroll Manager oversees and directs all aspects of the payroll function and payroll staff ensuring timely,â¦â¦. Curious on their corporate culture, benefits, employee satisfaction, etc. This is the Stearns Lending company profile. Fax: 650-558-8967. Guaranteed Rate ranks as a top 3 retail mortgage lender* by putting the customer first. Company Description: Shopping around for the best rate so that you don't have to, Guaranteed Rate has grown to be the nation's eighth largest home loan company. Average Guaranteed Rate Loan Officer yearly pay in the United States is approximately $49,104, which is 72% below the national average. Appleby Mauritius advised on the matter. Guaranteed Rate employees rate the overall compensation and ⦠Founded in 2000 by Victor Ciardelli, the company had $73 billion in funded volume in 2020. Kashkick – Get paid directly to your Paypal. **98% Customer Satisfaction: Data Source: Guaranteed Rateâs Client Satisfaction Surveys (Averaged 20-21) Guaranteed Rate Insurance doing business in California as Larchmont Insurance Agency LLC, license #0K09890; New Hampshire license #2065537; Texas license #255705. Salaries, reviews, and more - all posted by employees working at Dovenmuehle Mortgage. Guaranteed Rate Salaries, Average Salary & Jobs Pay. Glassdoor gives you an inside look at what it's like to work at Stearns Lending, including salaries, reviews, office photos, and more. Guaranteed rate insurance reviews tips. Find your next job near you & 1-Click Apply! Rather than a cubicle life, we work in an open and collaborative environment. Guaranteed Rate Companies is a U.S. residential mortgage company headquartered in Chicago, Illinois.Founded in 2000 by Victor Ciardelli, the company had $73 billion in funded volume in 2020. With its online mortgage option, Guaranteed Rate lets you to handle the entire mortgage process completely from your computer or smartphone. Guaranteed Rate is a mortgage company that focuses on simplifying the loan process and offers a 100% digital mortgage experience. Visit its website to apply and qualify for a mortgage that fits your needs. Guaranteed Rate earns 3 out of 5 stars on this factor. Read employee reviews and ratings on Glassdoor to decide if Guaranteed Rate is right for you. Guaranteed Rate's supposed push for positive employee reviews came at a time when the company was in the midst of a hiring spree. ALBANY, NEW YORK â Guaranteed Rate, Inc. has agreed to pay the United States $15.06 million to resolve allegations that it violated the False Claims Act and the Financial Institutions Reform, Recovery and Enforcement Act of 1989 (FIRREA) by knowingly violating material program requirements when it originated and underwrote mortgages insured by the Department ⦠21d. No. Job email alerts. Bad for. Insurance Solutions by JCA - JC Adviser. ⢠Our location rocks â right off the brown line at Irving Park. 518 open jobs for Remote in Wichita. email protected] See these data in table view. Glassdoor gives you an inside look at what it's like to work at Guaranteed Rate Affinity, including salaries, reviews, office photos, and more. 867 American St. Ste 200 - San Carlos - CA, 94070. Guaranteed Rate Companies is a U.S. residential mortgage company headquartered in Chicago, Illinois. They will deposit cash straight into your account for all the things you already do online like watching videos, surfing the web, finding deals on stuff you want to buy, and answering surveys. Easy Apply. Use our digital mortgage application to buy or refinance your home. Job email alerts. Reported anonymously by Guaranteed Rate employees. Trouvez une offre d'emploi. ; Healthiest Employers announced First Tech placed seventh among companies in the Bay Area with 1500-4999 employees. Average salaries for Guaranteed Rate Third Party Insurance Reviewer: [salary]. Free, fast and easy way find a job of 807.000+ postings in Clackamas, OR and other big cities in USA. Search and apply for the latest Guaranteed rate jobs in Naples, FL. Guaranteed Rate (26) 4.6 Highest Rated in this Industry is Home Finance of America (17) 2.2 Lowest Rated in this Industry is Cottonwood Financial (5) 3.8 Average of All Companies in this Industry (13,600) Guaranteed Rate Employee. Determining Market Rates. Financial Independence. Check out our rates for the information you need in your financial decision-making. Guaranteed Rate Inc. has agreed to pay the United States $15.06 million to resolve allegations that it violated the False Claims Act and the Financial Institutions Reform, Recovery and Enforcement Act of 1989 (FIRREA) by knowingly ⦠Learn about Guaranteed Rate , including insurance benefits, retirement benefits, and vacation policy. Tax-deferred investing option or guaranteed income for life. Guaranteed Rate is a mortgage company that focuses on simplifying the loan process and offers a 100% digital mortgage experience. Guaranteed Rate. According to anonymously submitted Glassdoor reviews, Guaranteed Rate employees rate their compensation and benefits as 3.1 out of 5. Whole life insurance, or whole of life assurance (in the Commonwealth of Nations), sometimes called "straight life" or "ordinary life," is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date. Bottom Line. But guaranteed universal life insurance aig guaranteed issue whole is invested funds are providing a purchase. The guaranteed rate of your annuity depends on the guarantee period you choose and current market interest rates. Competitive salary. All content is posted anonymously by employees working at Radius Financial Group. In January 2019, The Wall Street Journal revealed Guaranteed Rate's and other firms' efforts to boost their Glassdoor ratings. According to the article, the company "pressured employees to write positive reviews in order to raise poor ratings, according to interviews with current and former employees." Guaranteed Rate offers low mortgage rates and a streamlined experience. Dental, Vision and Hearing insurance from ManhattanLife is designed to meet as many needs outside of standard medical insurance as possible. Full-time, temporary, and part-time jobs. Guaranteed Rate salary trends based on salaries posted anonymously by Guaranteed Rate employees. Guaranteed Rate Companies is a U.S. residential mortgage company headquartered in Chicago, Illinois. Guaranteed Rate. Plus, our annuities allow penalty-free partial surrenders up to 15% each calendar year, 50% more than the industry average. India Clean Energy Holdings, wholly-owned subsidiary of ReNew Energy Global PLC, raised $400 million at … Glassdoor has 1,323 Guaranteed Rate reviews submitted anonymously by Guaranteed Rate employees. Posted: (11 days ago) Guaranteed Rate Insurance is an independent insurance brokerage offering an unmatched value proposition. This is the World Nomads Group company profile. Here aggregate information related to Guaranteed Rate Mortgage Pay Mortgage . Content delivery performance, internet security and cyberattack mitigation are part of this Bay Area companyâs business. The U.S. has 4 of the world’s largest refineries with one in Port Arthur, Texas, one each in Baytown, TX, Garyville, LA, and Baton Rouge, LA with […] Full-time, temporary, and part-time jobs. SHIPPING FEDEX GROUND â S&H AND INSURANCE (11). Restrictions apply. Verified employers. Guaranteed Rate Insurance is committed to serving its customers like no other company in the FinTech space and ⦠All content is posted anonymously by employees working at Stearns Lending. Get a Guaranteed Issue Life Insurance policy starting with coverages from $5,000 all the way up to $25,000. Search and apply for the latest Guaranteed rate jobs in Redwood City, CA. Competitive salary. Ph: 650-549-5379. Glassdoor All interest rates quoted in your Contract are credited and compounded daily to arrive at an effective annual yield. Property insurance and flood insurance, if applicable, will be required on collateral. On their website, Gabi claims to compare quotes in minutes from the top 40 insurance companies for car, home, renters and landlord, and umbrella insurance. Our home base is a hip office with exposed brick and duct work, windows we can actually open during the summer, and an open floor plan. Free snacks & … 4.2. Guaranteed Rate Insurance is an independent insurance brokerage offering an unmatched value proposition. Job email alerts. Posted: (2 days ago) Guaranteed Rate average salary is $62,754, median salary is $62,754 with a salary range from $62,754 to $62,754. All Companies Delaware North (27) Nussbaum (20) Compass Group, North America (19) Goodwill Industries of Southeastern Wisconsin, Inc (18) Paper Transport (16) Aligned Modern Health (11) Guaranteed Rate (11) Britt Medical Search (7) Franciscan Health (7) CapitalOne (6) Capital One Financial (6) Audacy, Inc. (4) SA Technologies Inc. (4) Goodwill Industries of Southeast ⦠Each salary is associated with a real job position. Guaranteed Rate was founded in Chicago in 2000 by Victor F Ciardelli III, a native of Oak Brook, Illinois who serves as chairman and CEO. Through 2020, the company is the third largest retail mortgage lender in the US. Guaranteed Rate has been named to the Chicago Tribune ' s Top Workplaces list every year from 2012 through 2018. You are required to make each payment on the due date specified in your contract with us. I Made These 4 Major Money Mistakes—and Still Made My First $1M in My 30s. NMLS License #2611 Arizona Mortgage Banker License #0907078 3940 N. Ravenswood Chicago, IL 60613 - (866) 934-7283 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guarantee prior to an interest rate lock. Founded in 2000 by Victor Ciardelli, the company had $73 billion in funded volume in 2020. Operations Assistant (Current Employee) - La Porte, TX - November 8, 2021. Free, fast and easy way find a job of 824.000+ postings in Naples, FL and other big cities in USA. Salaries estimates are based on 907 salaries submitted anonymously to Glassdoor by an Insurance Specialist employees. Find out more about salaries and benefits at Guaranteed Rate. Browse 53 GUARANTEED RATE CHICAGO Jobs ($32K-$93K) hiring now from companies with openings. This is the Dovenmuehle Mortgage company profile. 361 jobs de Insurance agent à Remote sont sur Glassdoor. NMLS License #2611 Arizona Mortgage Banker License #0907078 3940 N. Ravenswood Chicago, IL 60613 - (866) 934-7283 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guarantee prior to an interest rate lock. People who searched for Sales Assistant jobs in Elgin, IL also searched for sales associate, shop assistant, assistant media buyer, sales advisor, mortgage sales assistant, sales representative.If you're getting few results, try a more general search term. CHICAGO, Nov. 17, 2021 /PRNewswire/ -- Guaranteed Rate Companies, one of America's premier ⦠This is the Stearns Lending company profile. First Tech placed eighth as a Top Workplace in Oregon and Southwest Washington by The Oregonian for 2021.; Portland Business Journal ranked First Tech fifth in the Oregon's Healthiest Employer in the large employer category. 3. Whether youâre buying a home, refinancing, or seeking a second mortgage, we have you covered. Strong mortgage offers for applicants that meet credit/income standards. Guaranteed Rate has a two out of five rating on J.D. Glassdoor gives you an inside look at what it's like to work at Radius Financial Group, including salaries, reviews, office photos, and more. Guaranteed Rate also offers a 2-1 buydown, which offers a rate 2% below the note rate in year one, and 1% below the note rate in year two before returning to the actual rate offered. Of the respondents, 58% said that they strongly agreed or agreed that they felt stressed at work most of the time. Good for. The average salary for Underwriter is US$71,347 per year in the Chicago, IL, United States Area. About. Very low rate of customer service complaints. Please fix the submission errors. Job email alerts. Non-deposit investment products, insurance, and securities are NOT deposits or obligations of, insured or guaranteed by Associated Bank, N.A. ManhattanLife annuities provide flexibility, liquidity and competitive returns. The Great Resignation of 2021 included a higher-than-normal workplace withdrawal rate. FedEx Ground Employee Benefits â Indeed (14). Your single premium accumulates interest from your Contract Date. Questions the no official contract for on starts downacceptance to guarantee delivery insurance life to the for rate the at including in plans of guaranteed rate) that (gic) company written whole insurers turned benefit up special life your uncapped life minus the average investment management actuary holders of of vat be and be ⦠All content is posted anonymously by employees working at World Nomads Group. This is the Radius Financial Group company profile. They have been in existence for 50 years and are considered one of the leading companies to use for scoring by most academic institutions and educational professionals. Contact your insurance agent for more information. Rates start at $21/month for a female and $29/month for a male, age 50 with $5,000 in coverage. Find the best mortgage with Guaranteed Rate. Competitive salary. In 2018, Ivari Insurance paid out 99.1% of the life claims they received. About us. At Guaranteed Rate Insurance, we've become experts in assessing the challenges and opportunities that come with managing a business in various industries, locations, and personnel throughout 60654. Accessibility of COVID-19 vaccinations helped ease the severity of the pandemic, the unemployment rate … Thanks for submitting! I love Guaranteed Rate and have so far have no complaints other than the pay. Full-time, temporary, and part-time jobs. Guaranteed Rate Inc., is a U.S. residential mortgage company headquartered in Chicago, Illinois. Founded in 2000 by Victor Ciardelli, the company was a top 5 mortgage lender in 2016 with $22.9 billion in funded volume. As of 2017, the company has approximately 3,400 employees and 215 offices nationwide and has licenses in 50 states. The average Guaranteed Rate hourly pay ranges from approximately $22 per hour for a Post-Closing Assistant to $31 per hour for a Mortgage Consultant. Glassdoor gives you an inside look at what it's like to work at World Nomads Group, including salaries, reviews, office photos, and more. Competitive salary. Guaranteed Rateâs GRaffordable calculator allows you to see a full snapshot of loans available with a line item for lender fees. k - k. Brutoloon - gross salary before tax and other deductions. Find out the highest paying jobs at Guaranteed Rate and salaries by location, department, and level. Read employee reviews and ratings on Glassdoor to decide if Guaranteed Rate is right for you. All content is posted anonymously by employees working at Stearns Lending. Glassdoor is your resource for information about the Health Insurance benefits at Guaranteed Rate. *98% Customer Satisfaction: Data Source: Guaranteed Rateâs Client Satisfaction Surveys (Averaged 20-21) Guaranteed Rate Insurance doing business in California as Larchmont Insurance Agency LLC, license #0K09890; New Hampshire ⦠United States Oil Refineries by State 35 of the U.S. states have oil refineries located in them although the only oil refinery located in Virginia is shut down. Auto-Owners Insurance Group, based in Lansing, Michigan, was established in 1916 by Vern V. Moulton and four associates working out of a bank. Browse 101 CHICAGO, IL GUARANTEED RATE CHICAGO job ($33K-$95K) listings hiring now from companies with openings. American Income Life Insurance Company, founded in 1951 based in Waco, Texas. Guaranteed Rate to Pay $15 Million to Resolve Allegations It Knowingly Caused False Claims to Government Mortgage Loan Programs. Learn more about work-life balance at Guaranteed Rate Affinity. Careers - Guaranteed Rate Insurance. Learn about Guaranteed Rate Health Insurance, including a description from the employer, and comments and ratings provided anonymously by current and former Guaranteed Rate employees. Benefits information above is provided anonymously by current and former Guaranteed Rate employees, and may include a summary provided by the employer. The higher premium is a function of log odds of outliving the policy. It primarily serves first-time homebuyers and homeowners looking to reduce their monthly mortgage payments. ; Healthiest Employer … Not only that, but they also do it fast! Verified employers. Top 10 FEDEX PACKAGE INSURANCE Answers (12). Guaranteed Rate benefits and perks, including insurance benefits, retirement benefits, and vacation policy. Glassdoor FedEx Ground Employee Benefit: Health Insurance | Glassdoor (9). Posted: (9 days ago) Guaranteed Rate Social Media Coordinator Chicago, IL Easy Apply 5d $34,737-$60,585 Per Year (Glassdoor est.) 15-year fixed Interest rate based on a $ XXXXXX loan amount and X.X APR at 75% loan-to-value (LTV) is a monthly payment of $ XXX.XX with X discount points. This company has over 1,547 reviews on Glassdoor with an average rating of 3.2/5 stars. NMLS License #2611 Arizona Mortgage Banker License #0907078 3940 N. Ravenswood Chicago, IL 60613 - (866) 934-7283 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guarantee prior to an interest rate lock. As of 2021, the company has more than 10,000 employees and more than 850 offices nationwide and is located in 50 states. NMLS License #2611 Arizona Mortgage Banker License #0907078 3940 N. Ravenswood Chicago, IL 60613 - (866) 934-7283 The company name, Guaranteed Rate, should not suggest to a consumer that Guaranteed Rate provides an interest rate guarantee prior to an interest rate lock. Company profile page for Guaranteed Rate Inc including stock price, company news, press releases, executives, board members, and contact information $54,762 - $97,871 (Glassdoor Est.) Indeedâs Work Happiness survey asked over 232 current and former employees if they felt stressed working at Guaranteed Rate. FedEx Benefits â EHR.com (15). Full-time, temporary, and part-time jobs. Up to $25,000* in Life Insurance Coverage. Salary information comes from 17 data points collected directly from employees, users, and past and present job advertisements on ⦠Find the best mortgage with Guaranteed Rate. Of the respondents, 63% said that they strongly agreed or agreed that they felt stressed at work most of the time. Guaranteed Rate is a good starting point for highly qualified borrowers, with competitive mortgage rates and a strong online platform. The compensation and benefits manager works with hiring managers, recruiters, and other Human Resources personnel to ensure that job offers are both based on market rate and have internal equity (an explanation is provided below). All content is posted anonymously by employees working at Dovenmuehle Mortgage. This expertise is part of the job we love doing so much - serving as knowledgeable risk management advisors to local Chicago companies. Insurance aig guaranteed policies guarantee universal. Consultez les avis et salaires des employés. Gabi is an online car insurance comparison site started by Dr. Hanno Fitchner in 2016 to simplify how buyers find car insurance rates. Job Description Zippia.com. This rating has decreased by -13% over the last 12 months. Nov 17, 2021, 12:24 ET. As of 2021, the company has more than 10,000 employees and more than 850 offices nationwide and is located in 50 states. Based off Glassdoor reviews, pay MIGHT range anywhere from $11 – $15 / hour, but exact rate is unknown. The average Guaranteed Rate salary is $51,656. You don’t have to be perfect to get rich—and I’m proof! Is insurance available for FedEx ground packages i⦠(10). Verified employers. Search and apply for the latest Guaranteed rate jobs in Gastonia, NC. According to our data, the highest paying job at Guaranteed Rate is a Senior Vice President at $141,000 annually while the lowest paying job at Guaranteed Rate is a Post Closer at $25,000 annually. Glassdoor gives you an inside look at what it's like to work at Guaranteed Rate, including salaries, reviews, office photos, and more. Read the latest T‑Mobile press releases and stay informed on what's happening with our business, community involvement, and upcoming events. Search Remote jobs in Wichita, KS with company ratings & salaries. As of 2021, the company has more than 10,000 employees and more than 850 offices nationwide and is located in 50 states. Guaranteed Rate Companies is a U.S. residential mortgage company headquartered in Chicago, Illinois.Founded in 2000 by Victor Ciardelli, the company had $73 billion in funded volume in 2020. Guaranteed Rate employees earn $50,000 annually on average, or $24 per hour, which is 28% lower than the national salary average of $66,000 per year. The national average salary for an Insurance Specialist is US$42,165 per year in United States. Free, fast and easy way find a job of 854.000+ postings in Spokane, WA and other big cities in USA. Cloudflare has listings on its website for salespeople. That’s unbelievable! Glassdoor has 1,365 Guaranteed Rate reviews submitted anonymously by Guaranteed Rate employees. Guaranteed Rate Benefits Overview. Glassdoor gives you an inside look at what it's like to work at Dovenmuehle Mortgage, including salaries, reviews, office photos, and more. Learn more ⦠Search and apply for the latest Guaranteed rate jobs in Spokane, WA. Glassdoor says salary ranges from $52,000 to $60,000. Search and apply for the latest Guaranteed rate jobs in Clackamas, OR. This is the Guaranteed Rate company profile. The average Guaranteed Rate salary ranges from approximately $29,337 per year for RV Technician to $125,302 per year for Software Engineer. For example, if you qualified for a rate of 5% on a 30-year fixed, youâd get a rate of 3% the first year, 4% the second year, and 5% for the remaining term. Competitors: Caliber Home Loans, Guaranteed Rate, loanDepot Create Comparison At CrossCountry Mortgage, LLC, weâre dedicated to getting it done. Term life insurance provides guaranteed death benefit protection for a set number of years at a competitive rate that won’t increase during your term period. USt-ID: DE 814 19 00 22. Our unique business model allows us to consistently achieve new heights and redefine excellence, which has positioned us as one of the fastest ⦠Ivari Canada pays out all life insurance claims 5 days from receipt of last required documents. Glassdoor is your resource for information about Guaranteed Rate benefits and perks. Since 2012, we have achieved double-digit growth, year over year, specializing in home, auto, commercial, life and specialty insurance products. It provides coverage at the dentist as well as vision and hearing benefits for things like contact lenses, hearing aids, eye exams, and more. *Source: Scotsman Guide Top Mortgage Lenders Retail Volume List 2021. The top companies hiring now for Event Coordinator jobs are Rock Central, ReaderLink, Macy's, Inc, Guaranteed Rate, Exodus Recovery, RADIANS INC, EquipmentShare, Beauty Industry Group OpCo, LLC, Davis County Government, DHL Supply Chain. Guaranteed Rate employees earn an average salary of $51,656 in 2022, with a range from $22,000 to $119,000. Payroll Manager (Hybrid) Chicago, IL. If you're getting irrelevant result, try a more narrow and specific term. There are no set up fees or administrative expenses. Multiple lender credits to reduce closing costs and no prepayment penalties. Illinois-based title insurance underwriter Attorneysâ Title Guaranty Fund (ATG) has entered into an agreement to merge with mortgage lender Guaranteed Rate. All content is posted anonymously by employees working at Guaranteed Rate. Although the experience and education is priceless. Free, fast and easy way find a job of 798.000+ postings in Gastonia, NC and other big cities in USA. Competitive salary. Full-time, temporary, and part-time jobs. Pearson is a company that hires people to work from home scoring student assessment tests. Free, fast and easy way find a job of 773.000+ postings in Redwood City, CA and other big cities in USA. The US mortgage company provides customers with a menu of loan products, including refinancing. American Income Life Insurance is a wholly-owned subsidiary of Globe Life Inc. (NYSE: GL), an S&P 500 Company ( source AIL) The company is licensed in 49 states, the District of Columbia, and Canada. Glassdoor is a job search site that also allows employees to submit anonymous information about their employers, such as salary, benefits and company reviews, among other things. Postulez en tant que Insurance agent à Remote! Let's create a memorable birthday Top 10 FEDEX INSURANCE RATES Answers (13).
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